Want to scan which bank does an IFSC code belong to you? Use this Investigation by IFSC code feature to double-check the IFSC code before making an NEFT or RTGS transfer to a bank account. IFSC code is the Eleven character alphanumeric code that helps determine the bank-branches participating in the different online money transfer options like NEFT and RTGS. Use our Free Bank details Finder tool. You can know full bank details, such as Address, MICR Code, Contact Number, City, Bank and Bank name.
What is an IFSC code?
Indian Financial System Code (IFSC). It is utilised for electronic payment applications like Real Time Gross Settlement (RTGS), Immediate Payment Service, National Electronic Funds Transfer (NEFT), Centralised Funds Management System (CFMS), an interbank electronic instant mobile funds transfer service (IMPS), and developed by Reserve Bank of India (RBI).
The code contains eleven characters "Alpha Numeric" in nature. The first four characters symbolise bank, the fifth character is default "0" left for future use, and the last six characters represent branch.
MICR Code: Magnetic Ink Character Recognition as published on cheque book to facilitate cheques processing.
How to find the IFSC code of Your branch
1. Cheque leaf: To find your branch's IFSC code is, the simplest way is to refer to your cheque book. The full address of the department is noted at the top left corner of a cheque leaf. At the Last of the address, you will discover an 11-digit code. Cheque leaf is your IFSC Code.
2. Passbook: Refer to the front sheet of your passbook. It notes your account details, as well as your branch details. You can look for the IFSC Code there.
3. RBI website: Another simple way to find out your IFSC code is to refer to the official website of the Reserve Bank of India. Proceed to the tab for 'IFSC codes'. Here, it is a benefit if you know the name of your branch. You select your bank from the drop-down menu and write the name of your department. The website will provide you with the IFSC Code for your department. Don't worry if you don't know the name of your branch. Once you choose your bank, the RBI furnishes a list of IFSC codes for all the bank branches. You can search for your department and find the relevant IFSC code. Click here to go to the RBI website.
4. Bank website: Almost all banks have Branch Locator services available on their website. You can visit the bank's official website and look for the Branch Locator tool. Click on the tool and find the IFSC Code of your branch. You can locate your department and look for the information on the department.
While you can use the branch name to find the IFSC Code, you can also find the branch by IFSC Code. You can visit the bank's official website to find the address and details of the bank using the IFSC Code. You can even run a simple Google search of the IFSC Code and get the branch's address it belongs to.
If you enter an incorrect IFSC Code while making an online transfer, the funds are credited back to your account. This happens if you transfer to an account holder with a certain IFSC Code that does not match the bank's database.